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Retirement income budget

Monthly difference between expected pension income and retirement spending, based on entered estimates.

Estimated monthly State Pension (£)Monthly workplace/private pensions (£)Other monthly income (£)Expected monthly expenses (£) Enter values and calculate.

How this estimate works

Add your own monthly income estimates and subtract expected spending. It does not forecast State Pension entitlement.

Assumptions and limitations

Uses the figures you enter, without checking eligibility for any benefit or grant. Figures are estimates and may exclude tax, inflation, charges or changing rates unless explicitly included. Check the method and assumptions before making financial decisions.

Calculation takes place in your browser; the entries are not sent to PublicHelp. For eligibility estimates, consult GOV.UK benefits calculator guidance.