Breathing Space: debt respite in England and Wales

What this support is about

Breathing Space may provide temporary protection from some creditor actions for qualifying people.

What to check

Check eligibility and that an authorised debt adviser must start the process.

Practical next steps

Speak with a free qualified debt adviser about whether the scheme is suitable.

Important: This independent guide is general information, not a benefit entitlement decision. The provider’s rules and application process take precedence.