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novembre 4, 2026

Carer’s Credit: protecting National Insurance record — practical guide

Carer’s Credit can protect a carer’s State Pension record even when they are not receiving Carer’s Allowance.

What this support is about

Carer’s Credit can protect a carer’s State Pension record even when they are not receiving Carer’s Allowance.

What to check

Typically for people below State Pension age caring for another person for sufficient weekly hours; qualifying benefits or supporting evidence may be required.

Practical next steps

Check eligibility; obtain the application and ask a health or social-care professional to complete supporting evidence if required.

Important: This independent guide is general information, not a benefit entitlement decision. The provider’s rules and application process take precedence.

Geographical coverage: England

Sources and further information

Editorial sources last reviewed: 2026-11-05. Please reconfirm the latest details with the provider.

Explore PublicHelp household calculators (illustrative, not benefits eligibility calculators)

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