novembre 5, 2026
Support for Mortgage Interest: repayable housing-cost help
A repayable government loan may help some people receiving qualifying benefits with mortgage interest on their home.
What support is available?
A repayable government loan may help some people receiving qualifying benefits with mortgage interest on their home.
Who may qualify?
You must receive qualifying benefits and meet the loan and property rules. This is a loan, not a grant.
How to apply
Check eligibility on GOV.UK and follow the claim route, taking advice about the repayment terms.
Availability
Repayable with interest, generally when selling or transferring your home.
Official guidance: Check the provider’s current rules.
PublicHelp provides independent signposting only. Eligibility and availability must be confirmed with the relevant public authority.
Support details & application
Coverage: England, Scotland, Wales
What this support offers
A repayable government loan may help some people receiving qualifying benefits with mortgage interest on their home.
Who may qualify?
You must receive qualifying benefits and meet the loan and property rules. This is a loan, not a grant.
How to apply
Check eligibility on GOV.UK and follow the claim route, taking advice about the repayment terms.
Availability and restrictions
Repayable with interest, generally when selling or transferring your home.
Editorial check: 2026-11-05
Official provider information ↗
Official application or next steps ↗
PublicHelp is independent. This information is not an eligibility decision. Rules, funding and opening periods may change.