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Debt repayment strategy
Debt repayment strategy
Estimated months to repay a fixed-rate debt at a constant payment; ignores fees and additional borrowing.
How this estimate works
Calculate months of amortisation for a fixed payment and interest rate. If payment does not cover monthly interest, the estimate is unavailable.
Assumptions and limitations
Uses the figures you enter, without checking eligibility for any benefit or grant. Figures are estimates and may exclude tax, inflation, charges or changing rates unless explicitly included. Check the method and assumptions before making financial decisions.
Read related independent or official guidance
Calculation takes place in your browser; the entries are not sent to PublicHelp. For eligibility estimates, consult GOV.UK benefits calculator guidance.