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PublicHelp.co.uk

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Support around your life

Housing & energy

Find housing, Council Tax and household energy support.

Start here

1. Choose your nation below. 2. Explore published public support and charities. 3. Read the conditions and use the official provider link to check availability or apply. You do not need to know a programme name to begin.

This independent directory does not determine benefit entitlement or accept applications.

Government support

Public support guidance related to this need. Check the provider for eligibility and application rules.

Cold Weather Payment — Northern Ireland

Additional support in qualifying cold-weather periods for eligible benefit recipients.

Coverage: Northern Ireland

Availability: Triggered only when relevant temperature and entitlement criteria are met.

Editorial check: 2026-11-05

Conditions & how to apply →

Cold Weather Payment: help during severe cold

Automatic payments for some eligible benefit recipients when sustained cold weather meets the official trigger. Scotland has Winter Heating Payment instead.

Coverage: England, Wales

Availability: Seasonal and weather-triggered; England and Wales.

Editorial check: 2026-11-05

Conditions & how to apply →

Disabled Facilities Grant: help adapting your home

Councils can help fund eligible adaptations needed to make a property safer or more accessible.

Coverage: England

Availability: Council-administered; do not start works before approval.

Editorial check: 2026-11-05

Conditions & how to apply →

Discretionary Assistance Fund — Individual Assistance Payment

Non-repayable practical support such as essential furniture and white goods to establish or maintain independent living.

Coverage: Wales

Availability: Current scheme; awards are conditional, not cash grants for general bills.

Editorial check: 2026-11-05

Conditions & how to apply →

Help to Stay — Wales Mortgage Support

Potential support for homeowners facing mortgage payment difficulties, alongside lender assistance.

Coverage: Wales

Availability: Subject to scheme funding and assessment; confirm whether applications are currently open.

Editorial check: 2026-11-05

Conditions & how to apply →

Housing Benefit and Rate Relief for Rates — Northern Ireland

Income-assessed help with domestic rates for certain qualifying households.

Coverage: Northern Ireland

Availability: Income, savings, property and household circumstances are assessed.

Editorial check: 2026-11-05

Conditions & how to apply →

Physical Adaptations Grant — Social Housing Wales

Physical adaptations to housing association homes for disabled or older tenants.

Coverage: Wales

Availability: Subject to assessment and scheme rules; tenants do not apply directly to the Welsh Government.

Editorial check: 2026-11-05

Conditions & how to apply →

Charitable grants and practical help

Published programmes are different from registered charity organisations. A listing does not guarantee that funding is currently open.

Hospitality Action · check-provider

Hospitality Action — Financial Assistance Grants

Financial assistance for eligible hospitality-sector workers facing serious hardship. Current criteria are restricted and online applications have specific reopening dates. Contact the grants team for confirmation.

Application: contact

Railway Benefit Fund · check-provider

Railway Benefit Fund — Winter Wellness Fund

Seasonal assistance with winter-related essentials for eligible railway workers and families. Funding dates and precise criteria must be checked with RBF.

Application: direct

Charities and support organisations

Royal connection recorded · Organisation, not necessarily a grant fund

Centrepoint

Housing and homelessness support for young people. Services vary by location; contact the charity for access routes.

Royal Charity programmes & services

These are documented services from charities with Royal associations. Royal patronage does not guarantee a grant or personal eligibility.

No published Royal charity services currently match this pathway and nation. Explore all Royal charity services.

Practical guides

Browse all guides on this theme

Official next steps for this situation

Start with verified provider information and check current application rules. These links are guidance, not eligibility decisions.

Disabled Facilities Grants

People who need essential adaptations to their home because of a disability can ask their local council about grant assistance, subject to assessments and rules.

Next step: Contact the council before starting works

Official provider information

Find your local council

Local councils administer Council Tax help and many housing and crisis schemes. Identify the correct council using a postcode.

Next step: Find the council and check its current scheme

Official provider information

Reviewed for editorial preparation: November 2026. Confirm current eligibility, availability and local rules with the provider.

Useful calculators

Illustrative planning tools, not official benefit entitlement assessments.

For benefit estimates, consult GOV.UK benefits calculator guidance.

Related life situations

Some types of help overlap. Explore another situation without starting over.